Personal Lines Unlocked

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Product Description

Regardless of whether the subject is a residence, a personal auto, or an individual� �s liability exposures, good underwriting is particularly critical in personal lines.� An underwriter cannot grant discounts or apply surcharges based on the nature of the risk the way a commercial underwriter can.� The rates that apply are the rates that are determined by the actuarial department, the underwriter can accept or reject the business, and that� �s it. � Therefore, close attention to the risk and its exposures are key to writing good personal lines business.

This book covers personal lines exposure analysis and underwriting for both agents and underwriters.� Green construction and alternative energy sources are explained. Among the checklists that are a featured part of the book are these:
- Homeowners inventory
-� Homeowners application checklist
-� Lifespan of major home components
- Automobile application checklist
- Vehicle accessories
- Racing restrictions</p>

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Personal Lines Unlocked Review

I have read this book and found it to be a very authoritative text on the personal lines insurance business. It lets the reader develop a since of scope of the industry and depth of dependices that can encompass the subject matter and lead the person to a factual and lawful answer to a particular insurance situation for any of the fifty states.

It has been written with a humoris style that is nice, while describing the facts of the insurance problem that a client has requested to be handled.

The book seems to be very thourough on subject matter and flows throught the processes that affect the industry.

Most of the consumer Reviews tell that the "Personal Lines Unlocked" are high quality item. You can read each testimony from consumers to find out cons and pros from Personal Lines Unlocked ...